Get the loan that's right for you

 
When seeking a loan it is important to make sure you’re getting the best possible deal.

Look through our site for helpful tips on how to get a loan and what to look out for when choosing a loan company.

Then, if you want to apply, click the links on the Best Buy table to go straight to an application form.

 

Are you sure you want a loan?

Do you really need the money?
We get so caught up in consumerism that we think we really need the new tv or car or holiday, even though we'd probably be fine without. Don't try and keep up with the Jones'. Don't be sucked into thinking your life will be poorer because you don't have the same Jacuzzi as 50 Cent.

Recessions can be good
Not if you've lost your job and can't get another and not if you've lost your home of course. But recessions teach us to be lean. They help us get rid of the waste in our lives, they help us understand what it is we really need and what we only think we need.

These kinds of habits are essential to cultivate so when the next boom comes around you'll be able to develop a surplus of money and can then save this money for your retirement.

Of course, loans can also be good.
I'm not saying don't ever get a loan, there are times when we really need a little help here and there. I just want you to be careful and not to overstretch yourselves. And make sure you shop around, make sure you ask the lender what their fees are and never, never, take their payment protection.
Quick Tips
Don't borrow more than you need

Don't borrow more than you need

Pay it back in the shortest time you possibly can

Pay it back in the shortest time you possibly can

Watch out for Payment Protection Insurance

Watch out for Payment Protection Insurance

Shop around.

Shop around

But not too much, it could affect your credit rating

But not too much, it could affect your credit rating

Compare TAR not APR

Compare TAR not APR

Registerd with the Data Protection Act (1998) and Consumer Credit Act. Your details are safe and secure
Registerd with the Data Protection Act (1998) and Consumer Credit Act.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.